ToyLibrary Insurance for toy libraries

Toy Library

This insurance has been specially designed for Toy Libraries in all different ranges.

Toy Library Cover includes:

Public & Products Liability
Limit of Indemnity £2 Million (higher limits are available upon request)
Employers' Liability
Limit of Indemnity £10 Million
Legal Expenses
Limit of indemnity £50,000
Personal Accident for Group Officials
Toy Library Equipment
£3,000. This can be increased on request
Toy Library Money
Limit £500
Personal Assault
Personal Clothing for Staff
£100 for any one toy library official
Toy Library Officials Personal Money
Limit £100
Goods in Transit
Limit £500 (more if requested)

Optional extras:

Trustees' and Officers' Financial Liability
Buildings
Loss of Revenue

To find out more please read the Summary and Guide

Five dedicated helplines Legal, medical, tax and VAT, household emergencies and a confidential counselling line. These have specialists on hand to give confidential and practical advice 24 hours a day, 365 days a year, anywhere in the UK.

Premiums for Toy Library insurance start at £155 depending on the level of cover you require.

Note: Building insurance can be quoted for on request.

IMPORTANT

To obtain the full benefit from your insurance it is important that the sums insured are adequate at all times. If they are inadequate then in the event of a claim the amount payable will be reduced in proportion to the degree of underinsurance.

It makes sense to review the sums insured regularly, particularly if you have refurbished your premises or purchased new equipment.

Seek professional advice to ensure that the sums insured are correct.

Morton Michel will discuss any aspect of the Toy Library policy and provide prompt settlement of smaller claims on a direct basis.

If you have any queries or would like to discuss Toy Library insurance please contact Morton Michel, Alhambra House, 9 St Michael's Road, Croydon CR9 3DD. Telephone: 0845 2570900 Fax: 0845 2570547/0548.

You can download a Proposal Form for this policy and return it to us for a quotation. Please make sure you read the Summary and Guide thoroughly first.