PlaySafe
Insurance for Out of School Clubs
PlaySafe provides quality insurance cover at competitive premiums for out of school clubs.
There are two levels of cover so that you can select according to the needs of your club, but whichever you choose, PlaySafe will give you peace of mind.
Play it safe with PlaySafe.
The PlaySafe Policy
PlaySafe has been developed by Morton Michel and Sterling Insurance Company. It is a flexible policy designed for clubs that cater for children between the ages of three and sixteen. Cover can be arranged on a term time only or all year basis and all clubs are covered for both before and after school activities. See Summary and Guide.
Depending on the individual needs of your club, you can opt for either PlaySafe Gold, or our basic PlaySafe contract.
Playsafe Cover includes:
- Public and Products Liability – limit of indemnity £3 million (higher limits available on request)
- Employers’ Liability – limit of indemnity £10 million
- Legal Expenses – limit of indemnity £50,000
Playsafe Gold Cover includes:
- Public and Products Liability – limit of indemnity £3 million (higher limits available on request)
- Employers’ Liability – limit of indemnity £10 million
- Legal Expenses – limit of indemnity £50,000
- Group Equipment – sum insured £5,000 (more if required)
- Deterioration of Refrigerated/Frozen Food
- Group Money
- Personal Assault
- Group Officials personal Money
- Personal Clothing for Staff and Children
- Personal Accident for Staff and Children
Optional Extras
- Professional Indemnity
- Trustees’ and Officers’ Financial Liability
- Buildings
- Loss of Revenue
- All Risks cover on your equipment
- Terrorism
To find out more please read the Summary and Guide.
Five dedicated helplines Legal, medical, tax and VAT, household emergencies and a confidential counselling line. These have specialists on hand to give confidential and practical advice 24 hours a day, 365 days a year, anywhere in the UK.
Note: Building insurance can be quoted for on request.
We can also arrange minibus insurance for your group. Call 0800 975 4898 for a free quotation.
Added Support
Your PlaySafe insurance policy will automatically give you access to dedicated helplines, provided by DAS Legal Expenses Insurance Company Limited, that will give you professional advice and support at any time of day or night – 24 hours a day, 365 days a year.
Advice is given on:
- Tax: including VAT, self-assessment income tax and Inland Revenue audits.
- Legal matters: including employment and contract disputes.
- Health and medical information: including food allergies, medication, childhood illnesses, vaccinations, nutrition and exercise.
Help is provided through:
- Emergency repair support : giving access to approved contractors for plumbing, electrical, gas and roofing repairs (you will be responsible for the cost of the repair).
- Confidential counselling: a valuable support service to help you through those difficult times whether because of stress, anxiety, depression, relationships, bereavement or health related. It includes onwards referral to relevant voluntary and/or professional services, where appropriate.
You can download a proposal form for this policy in either html or PDF format and return it to us together with your cheque. Both these download options can be found on the Proposal Form page. Please make sure you have read the Summary and Guide thoroughly first before downloading a proposal form.
Market leaders in childcare insurance for over 40 years
Friendly family firm, not big, faceless corporation
No call centres!
Access to the Child Care Club.
"I was pleased with the simple way to book this insurance - all details online, download the appropriate forms and cover received within 7 days."
Sarah Sneesby, Salisbury
